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Long Term Loan

Majani Loan

Interest: 1% p.m.

Medium-term loan that enable farmers to invest in farm development and income-stabilizing activities.

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Bazu Loan

1.3% p.m.

A loan product made for young people aged below 35 years. Features: • Repayment period of 12 months • Interest...

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Balozi Loan (Diaspora)

1.3% p.m.

A loan product for diaspora members living abroad. Features: • Must be a member for at least 6 months •...

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Asset Finance Loan

Up to 80% Financing

The loan is to support the purchase of Land, buildings and non-commercial vehicles. Features: • The Sacco will finance up...

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Afya Bora Loan (Medical Cover)

1% p.m.

Designed to support members in CIC Coop care medical cover to pay their premiums. Features: • Repayment period of 12...

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Karibu Loan

Max Kshs. 70,000

Designed for new members from existing MOUs. Features: • Accessible after one month’s contribution • Maximum repayment period of 6...

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Vuka Loan

Max Kshs. 150,000

Designed for new MOU members to help them get started. Features: • Maximum repayment period is 6 months • Maximum...

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Emergency Loan

Max Kshs. 200,000

Quick access to funds during emergencies based on your deposits. Features: • Repayment period of 12 months • Maximum of...

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ESS Loan

1% p.m.

Education loan for members of the Education Savings Scheme. Features: • Applicant should be a member of Education Savings Scheme...

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Normal/Development Loan

X3 of Deposits

Standard loan product for general development needs. Features: • Qualification of up to a maximum of X3 deposits • Recovery...

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Jijenge Loan

Min Kshs. 500,000

Long-term development loan for major projects and investments. Features: • Repayment period is 60 months • Maximum of X4 of...

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Biashara Loan

Max Kshs. 1M

Designed for Groups or Individual members who are engaged in running income generating activities. The loan is intended to expand...

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Super Loan

Min Kshs. 300,000

Large loan facility for established members with significant deposits. Features: • Repayment period of 48 months • Given up to...

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Restructuring Loan

Up to 72 months

The product is meant to reduce monthly loan repayments to assist members who have genuine challenges in repaying their loans....

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