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ChaiBoost Advance Loan

Interest: 1.25% p.m.

Short-term loan that provides tea farmers with an instant boost of funds between payout periods.

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Tea Bonus Advance

Interest: 10%

The advance is issued before the annual tea bonus payment.

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Education Saving Scheme (ESS)

Savings Product

Save for your future educational needs or those of your dependents.

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Burial Benevolent Fund (BBF)

Kshs 100/month

Welfare fund with Kshs 100 monthly contribution for peace of mind.

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Ordinary Savings Account

6% p.a.

The Ordinary Savings Account is the basic account for all members. It is a mandatory account that enables members to...

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Salary Account

6.5% p.a.

A specialized account for salaried members who channel their monthly salary through the SACCO. Features: • Minimum interest earning balance...

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Wezesha Savings Account

7% p.a.

A special savings account designed to help members build their savings and qualify for Wezesha Loans. Features: • Enables members...

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Jibambe Holiday Account

5.5% p.a.

Designed to offer a savings plan towards a stress-free vacation. Features: • Minimum interest earning balance of Kshs. 5,000 •...

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Mdosi Junior Account

6.5% p.a.

An account designed for children who are below 18 years to help them develop a savings culture early. Features: •...

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Pension Akiba Account

8% p.a.

The account is designed for members who wish to save for their retirement and is suitable for both salaried and...

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Chamaa Savings Account

6% p.a.

A group savings account designed for Chamas and investment groups. Requirements: • Copy of national IDs/passports, signatures of members •...

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Overdraft

Instant Access

Quick access to funds for FOSA salary members with instant processing. Features: • Accessible to FOSA salary members • Available...

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Mobile Advance Loan

Max Kshs. 45,000

A mobile-based loan product accessible via PesaTele App or USSD *882#. Features: • Maximum amount Kshs. 45,000 for FOSA salary...

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M-Tele Boost Loan

Max Kshs. 50,000

A mobile loan product designed to boost your share capital while accessing funds. Features: • Accessible to FOSA salary members...

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Pesa Tele Advance

Max Kshs. 50,000

Quick cash advance for FOSA salary members via mobile platform. Features: • Available to FOSA salary members • Repayment period...

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Salary Advance

Max Kshs. 100,000

Access up to 75% of your net salary as an advance with flexible repayment. Features: • Available to FOSA salary...

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Reloaded Plus Loan

Max Kshs. 150,000

A flexible loan product available to all members with guaranteed repayment. Features: • Available to all members – FOSA salary...

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Wezesha Loan

Max Kshs. 200,000

Access up to 3 times your Wezesha savings with this special loan product. Features: • Accessible to FOSA salary members...

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Okoa Loan

Max Kshs. 300,000

Emergency loan product based on your deposits with extended repayment period. Features: • Accessible to FOSA salary members • Repayment...

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Jibambe Loan

1% p.m.

The account is designed to allow members save towards a vacation plan. Features: • Maximum amount of Kshs. 60,000 •...

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Instant Loan

1 Hour Processing

Quick access to funds with just 1 hour waiting period. Features: • Available to all members • Repayment period 15...

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Bidii Loan

Max Kshs. 300,000

Medium-term loan for FOSA salary members with flexible repayment. Features: • Available to FOSA salary members • Repayment period of...

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Golden Age Advance

Max Kshs. 200,000

Special loan product for pension account holders with no guarantor requirement. Features: • Available to pension account holders • Repayment...

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Jubilee Loan

Max Kshs. 100,000

Quick access loan for pension account holders with no guarantor requirement. Features: • Available to pension account holders • Repayment...

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Fanikisha Personal Loan

Up to Kshs. 3M

This product is accessible to salary account holders. The Sacco buys off loans from other institutions to enable qualification. Features:...

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Chamaa Loan

1.3% p.m.

Large loan facility for registered Chamas and investment groups. Features and Requirements: • A maximum of Kshs. 5,000,000 repayable within...

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